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0:11
YouTube
Refine Risk
Workers Comp Insurance Explained
Workers comp insurance is a type of coverage that pays for injuries or illnesses your employees suffer as a result of their work. It protects both your team and your business by covering medical expenses, lost wages, and more. In this video, we explain how workers comp works and why it’s essential for business owners. Refine Risk is an ...
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Insurance says your shoulder injury was “pre-existing”? That’s their favorite excuse. Shoulder injuries are heavily fought in work comp and car accident cases. Why? Because many people over 40 show partial tears on MRIs even without pain. Insurance uses that to deny claims. Here’s the truth: If an accident aggravated or accelerated your shoulder injury, the law is on your side. Rotator cuff and biceps tendon injuries can cause severe pain, limit lifting, disrupt sleep, and keep you from working.
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